We send out a renewal notice at least 1 month before the expiration of the domain and a final notice at least 1 week before the expiration. The month and day of expiration does not change when you pay the renewal fee. We merely add 1 or 2 years to the year of expiration, depending on the renewal period you choose. For example, one month prior to expiration, you pay a 1-year renewal fee for a domain expiring on 25 Oct 2006. Your domain will be valid until 25 Oct 2007 (one year after current expiration date) rather than on 25 Sep 2007 (one year after the payment date). In other words, you don't lose a month by paying one month ahead of time.
When you pay the renewal fee via a bank deposit to our account, you must make sure that you pay for the renewal period of one or two years. We will return any amount in excess of a two-year renewal payment after subtracting a processing fee.